Post dating check laws


You did not commit a crime and you probably did not violate the law. Check fraud laws vary somewhat from state-to-state. But, in general, it is not a crime to post-date a check.

In order to instruct the bank not to issue the funds early, both state and federal banking laws require that you give the bank “reasonable notice of the postdating.” Federal lawdoes not provide a minimum time period within which you notify the bank. You should do it as soon as possible to allow the bank time to process the instructions. You should also describe the check to the bank with “reasonable certainty.” In other words, provide the check number, date, amount, and name of payee.

There are both civil and criminal penalties for this unlawful act, although it is much more costly and difficult to prove a criminal case.


Post dating check laws

Post dating check laws



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